Online Banking
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Mobile Deposit

Mobile Banking
Mobile Banking Get checks to the bank faster using the Bank of Birmingham Mobile App - just snap and deposit.
    How it works:
  1. Select "Deposits" from the Mobile App menu,
  2. Choose "To account" and enter the check amount,
  3. Snap a picture of both sides of your endorsed check,
  4. Confirm your deposit and click "Yes,"
  5. Done!


Information on Limits

Are there any limits on the dollar ($) amount of deposits I can submit?
Yes. A daily limit of $2,500.00 will apply.
If you would like to request an increase in your daily limit please contact a Relationship Manager at (248) 723-7200. We would be happy to review your options.

Can I deposit more than one check at a time?
Only one check is allowed per deposit. You may make multiple deposits per day.

Tips on Using Mobile Capture

  • Before logging into the Mobile Deposit app, close all other apps running in the background on your mobile phone.
  • Place your business account endorsement stamp on the back of the check or, in its absence, sign/endorse the back of your check, include your account number, and add “For Deposit Only – Bank of Birmingham.”
  • When prompted for the amount, carefully enter the check amount to ensure it matches the amount written on your check.
  • Flatten folded or crumpled checks before taking your photos.
  • Keep the check within the view finder on the camera screen when capturing your photos. Try not to get too much of the areas surrounding the check.
  • Take the photos of your check in a well-lit area.
  • Place the check on solid dark background before taking the photo of it.
  • Keep your phone flat and steady above the check when taking your photos. Hold the camera as square to the check as possible to reduce corner to corner skew.
  • Review the entire check image to make sure it is visible and in focus before submitting your deposit. Also confirm the following:
    • There are NO shadows across the check
    • All four corners are visible
    • The check is not blurry
    • The MICR line (numbers on the bottom of your check) is legible

What should I do with the check after it’s been deposited?

  • Be sure to log off the app completely when finished using the Mobile Banking app.
  • Write “Electronically Presented on (date)” across the top of the check.
  • Securely store the check for 30 days after it has posted to the account.
  • After 30 days, mark the check “VOID” and securely destroy it.

For additional Mobile Deposit FAQs, please click here

Mobile Banking & Mobile Deposit Terms and Conditions

Note: - Cutoff times for submitting deposits is 5:00 p.m. Eastern Time (M-F)
- Message and data rates may apply. Please check with your communications service provider for access rates, texting charges, and other applicable fees. Bank reserves the right to disable mobile app deposit capabilities.