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Certificates of Deposit Interest Rates

Below are Annual Percentage Yields (“APYs”) for the Bank’s various Personal and Business Certificates of Deposit. If you would like to open a CD, or discuss any questions you may have, please contact one of our Branch representatives at 248-723-7200.

Term APY Compounding Frequency
89 Day .10 At Maturity
3 Month .15
6 Month .25
9 Month .35
12 Month .40 Monthly
18 Month .50 Quarterly
24 Month .70
36 Month .90
48 Month 1.10
60 Month 1.30

Annual Percentage Yields ("APY") are accurate as of 03/28/2017 and are subject to change. Penalty may be imposed for early withdrawal. Early withdrawal penalty is 30 days interest for those CDs with a maturity between 7 - 89 days, 90 days interest for those CDs with a maturity between 90 - 364 days, 180 days interest for those CDs with a maturity between at 365 days or greater. Minimum deposit to open the account is $500.

For IRA CDs, consult your tax advisor for IRA eligibility rules and your individual circumstances.