If your account activity is nominal, our eGreen Business Checking may be the best fit for you. Statements are available online as soon as they are generated by our system each month.
- No minimum balance requirement
- No monthly maintenance fee
- 100 transactions included at no charge. $0.35 charge for each transactions thereafter.
*eStatements are required with the eGreen checking.
Birmingham Business Checking
Our low-cost Birmingham Business Checking Account is a great option for businesses with low to moderate transaction volume.
- No monthly maintenance fee if average daily balances of $5,000 are maintained
- Monthly maintenance fee of $15 is maintained
- 300 transactions included at no charge. ($0.35 charge for each transaction thereafter)
- Use balances to offset monthly fee or pay a fixed fee to cover banking services
Commercial Analyzed Checking
This business checking account product allows collected account balances to be used to reduce – or possibly eliminate – account and services processing fees. This account is designed for businesses that have higher transaction volumes, and/or may have multiple business checking accounts with the Bank, regularly use/need "ancillary" services, such as ACH origination/processing, wire transfer services, Remote Deposit Capture, etc.
- Monthly maintenance fee of $15
- Transaction Fees
- $0.65 per deposit
- $0.20 per check or debit
- $0.08 per electronic debit or credit
- $0.14 per item deposited
- Fees may be offset by an earning credit based on the monthly collected balances
M1 Business Interest Checking
Our new M1 Business Interest Checking account pays interest and is available to any business! We believe we are one of few banks in our community offering this type of account - maybe the ONLY one. This account is designed for low volume use and will benefit businesses that wish to have an account(s) to separate out or place idle funds to earn interest, while at the same time not being concerned about check writing limitations.
- No monthly maintenance fee if average daily balances of $1,000 are maintained
- 25 transactions included at no charge. ($0.35 charge for each transaction thereafter)
- All balances earn a competitive rate of interest
- Earn interest on account balance without check writing limitations
Business Money Market
Business Money Market accounts pay premium interest rates and allow up to six third party checks or preauthorized transfers per month. An excess transaction charge of $10 may apply when account exceeds six preauthorized third party withdrawals per month.
- No monthly maintenance fee if average daily balance of $1,000 is maintained.
- Monthly maintenance fee of $20
- Earn a competitive rate of interest on all balances