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Account Comparison Chart

Below are charts of our various Personal Checking, Money Market and Savings Accounts which are intended to help you more easily identify the account that fits your needs. In each case, with the exception of IRA Savings, the following services are offered to our customers without charge:

  • Online Banking
  • Mobile Banking
  • Bill Pay
  • Mobile Deposit
  • ATM Withdrawals made at Bank of Birmingham or Comerica location ATMS

There is a minimum to open of $50 for each type of account with the exception of our Minor Savings which requires just $5.00. If you have any questions, one of our Banking Center employees would be happy to talk with you.


Personal Checking Accounts

Personal Checking Woodward Checking Gold Checking
Monthly Maintenance Fee None $15 None
Average Balance to Avoid Monthly Fee None $5,000.00 None
Master Card Debit Card Annual Fee Free Annual Fee Free Annual Fee Free
Foreign ATM Fee Reimbursement* None Up to $30 per
statement cycle
None
Balance to Earn Interest None All balances earn
competitive rates
None
eStatements Required to avoid $5 paper statement fee Available Available
Checks Free Intro Pack Free Order of Bank of
Birmingham checks annually
Free Order of Bank of
Birmingham checks annually

* A “Foreign” ATM is one that is not on Bank of Birmingham or Comerica Bank premises.


Money Market and Savings Accounts

Money Market Personal Savings Minor & IRA Savings
Monthly Maintenance Fee $10 $5 None
MInimum Balance to
Avoid Monthly Fee
$1,000 $200 None
Balance to Earn Interest All balances earn
competitive rate
All balances earn
competitive rate
All balances earn
competitive rate

Note: - An excess transaction charge of $10 may apply for each third-party withdrawal in excess of six per month
- IRA Rules apply on IRA Savings; please consult your tax professional.